A number of auto insurance companies will reward their customers’ safe driving behaviors by providing a premium reduction or perhaps an added benefit to their policy.
Likewise with Disability insurance, Ameritas has a built-in provision called the Good Health Benefit.
How It Works
For every consecutive policy year you complete without receiving any benefits under the policy, Ameritas will reduce the elimination period by two days. The elimination period is the number of days a person needs to be disabled in order to begin receiving benefits. In no case will the elimination period be reduced to less than 30 days.
This time adds up, and could make a huge difference if you ever do need to file a claim. Each policy treats the details of this benefit a little differently, so it's important to understand what you have.
To find out more about this provision, Contact us today.